We both walked over, and he was laying next to his door sleeping on the concrete parking lot (we are in Louisiana, so okay temperature at night). 

Your track record is not sufficient enough to open meaningful financing doors yet.

However if you plan on buying 3-4units, there is a trigger rule for FHA, it is called the self sufficiency test.

Important note, it takes a lot of reps to be self sufficient as an agent so you will want to join a team of active agents that can help you through the process.Please feel free to shoot me a PM if you have any qs - happy to hop on a call to chat you through it!

But good from a sleep standpoint.  

One year, one of the barn cats found its way into the cellar to sleep on the warm furnace ducts (we lived in snow country).

Note origination where the borrower owns multiple properties with little or no debt, needs a loan for an acquisition, but can’t produce proof of income sufficient to get institutional financing.  

Must meet self sufficiency test for 3-4 units on FHA though, which alot of properties in higher cost areas do not meet.Conventional allows 5% down on 2-4 units.

They're good to have open access to capital/cash/equity to a property ahead of time so you can execute a deal or purchase when the time comes on a split second decision (versus having to apply to a loan at that time which might take 20-45 days to get approved/closed/etc plus by that time you dont know what your future income/credit/assets will be like in order to qualify anyway).The second use is sleep at night factor and having a reserve of capital in the event an emergency event occurs in life.For these two reasons is why I use lines of credit.

Reporting is regular and sufficient.