That's not very helpful at all and delays the inevitable.Has anyone successfully reworked their loan terms and instead, find a way to get a lender to extend the term of the loan by 30, 60, 90 days?

For reference, we had a contract on our primary residence for $590k (fell through because our next house fell through), but less than a month later, even with that arm's length contract, when we were reworking our HELOC, the appraisal came back at $525k.  

@Raj Popat, rework your numbers and take into account what @Guifre Mora suggested.

Any way it went reworking a little arpund here mowing and what not and gettin this place back up and going.

If you start looking at changing window sizes/locations, this cost will grow exponentially as you bleed into siding re-work, new headers, opening walls, etc.

In fact there is even some talk about reworking the whole scale because storms are becoming more severe more often.

I would strongly urge you to graduate straight to an accounting software package, rather than try to craft your own using spreadsheets.We use QuickBooks Online, but there are plenty of tools out there that are inexpensive and easy to use.Time spent getting organized now will save you thousands of dollars in rework by an accountant or bookkeeper later.

In that case you should re-work your analysis as a BRRRR.

You need to rework this analysis, @Jerry Stasse.

I reworked my numbers.