One blog I found super helpful in reshaping how I was looking at it was:https://www.biggerpockets.com/renewsblog/warren-buffet-investing-advice/There are investment opportunities in the Bay, but as you know, this market is extremely hot and you're going to be competing with other investors or against people who want to make it their home.

They will not trade away being in and around a city for anything.There’s also a missing piece here which is the adaptability of cities to reshape to be a post Covid environment.From my perspective what we’re seeing at Vendorable is a lot more pressure on traditional office commercial and single business tenancy cluster commercial, less so on residential.Hope this helps, it’s a moveable feast at the moment though it seems - so my thoughts could change next week based on new info!

@Joyce Riley I saw that same story about the 2020 San Francisco exodus, and a similar one in the WSJ: Remote Work is Reshaping San Francisco as Tech Workers Flee and Rents Fall. 

If this is a legal way to lend against consumer home equity w/o a license, kudos to Curbio for finding the loophole; it opens the door to pretty much anyone becoming a home equity lender to owner-occupants without the SAFE act overhead, which would re-shape the industry.

It only takes one life crisis to reshape a proud person. 

I think how we look at the world, societal interactions, and living will be dramatically altered.Work from home expanding so rapidly will begin to reshape daily traffic patterns in cities, which will alter the make up of neighborhoods and local businesses.CRE is in for a lot of shakeups, especially office space.

It's my first real estate book and I'm only about halfway through but it's already reshaped the way I look at finances and my work ethic.

Now, more than ever, real estate investors have the chance to take the lead in planning, development skills, and investment capital to reshape our work and lifestyle environments.

Each SF can essentially be reshaped with more/less bed and bath that provides untapped potential.