I love audio books and listen to them regularly when doing mindless work tasks or on walks.

DSCR loans are not that low and regular hard money loans will be in the double digits.

Not to mention how these properties don't appreciate the same as a regular home. what are your thoughts? 

HML is the same as getting a mortgage from a regular lender such as a bank or credit union, but the HML does not require as much documentation and they provide money really fast say, within a few days. 

I'm going to be checking my BP more regularly.

Some free happy hours, but the regular meetings are about $20.Saturday morning in East Ft.

I make my regular interest-only payments for the first 7 or 8 months, and my interest-only period lasts 5 years.

All three are present in this case.The most troubling issue with the Reg D filings for Norada Capital Management is that Santarelli regularly boasts of a “default free track record,” dating back to 2012 ( Link at 36:10).This implies Santarelli has been raising funds without a corresponding regularly and timely filed exemption—one filing at $4,000,000 is not enough to cover the over $70 million said to be raised during my taped call.

Transparency, regular communication, and clear milestones have been critical to making this successful.For those of you who are considering working with private lenders or want to improve your deal structure, I hope this gives you some food for thought.

Chris Clothier provided regular video updates, and the property management team sent frequent emails with property-specific details, tenant situations, and proactive solutions.