@Oren Karp: The commercial lenders with whom we have been "working" (I say that in quotations, because after pursuing three potential deals we have walked away from each of them) require a Phase I assessment (the paper tiger) as part of the due diligence.

@Shawn Ackerman @Deanna McCormick"Nice guy"  was put in quotation, because that's how you sell it to the client, to make them think you're on their side.. definitely recommend being smart >nice.  

I am now asking the second roofer for the quotation.

I put quotations around passive, because it shouldn't be completely hands off.

Nonetheless, since you already possess quotations from various subcontractors, the decision remains yours.

You wrote "first home" in quotation marks.

What do you suggest for the gap between asking price and the quotation?

(Quotation marks were used because it looks like you're trying to NOT pay anything, and also, it should be illegal to sell/advertise property you don't own without a License to do so, anyway!)

Insurance is that from quotation?

I put quotations around real because I own a property in Cedar Rapids.