But this can be used to sue you if you don't properly disclose so I would disclose everything 

My endgame is to end up with $300k/yr in post-mortgage income in 20 years based on investments I make now followed by continued investments over the next 10-15 years own.

As mentioned mold needs moisture and the best way to get rid of moisture is proper air ventilation.

Mortgage, HELOC costs and terms, etc.

Proper underwriting - this includes an appraisal, loan app and full underwriting to comply with CFPB regulations.2.

For property management, I am personally a fan of managing your first property (with proper education or mentorship before beginning) since this is where you will learn first hand what is required in managing a tenant.

Most of the time, it should take 30 days or less if the property is properly renovated, marketed and priced.

This will still qualify for a residential mortgage and you have a better shot of completely offsetting your entire payment.

Take ownership of your mistake and learn to do the proper due diligence recommended above😊

However, employer profit-sharing contributions (up to 25% of W-2 wages) are not subject to FICA taxes and do not appear on the W-2.To stay IRS-compliant, ensure your Form W-2 and Form 941 properly reflect deferrals, and maintain a reasonable salary to avoid red flags.