Please, no solicitations.Use the renovation/acquisition loan products that require 10% down on the purchase and you should be able to get a few going at a time.

Conclusion: Don´t give your credit card infos for "free" products!!!

There are separate loan products for construction of an ADU (checkout Derek @ThatADUGuy on Instagram) to learn more.

So at a glance (quick), this seems to be interior products and finishes?

That will have a much larger impact on your outcome versus the debt product. 

Two, you'll have a much easier time obtaining a mortgage product if you have a track record of W2 income.In the meantime, continue implementing the strategies you mentioned: save religiously, build your credit, pay any existing debt owed, etc.

I have done business with Dominion for their 30 year DSCR product. 

So your $300k number might be what the flipper sold the final product for, less what they purchased it for.

@Tayvion Payton to get a better understanding of the loan products, it's best to have a conversation with a commercial loan officer at a local community bank or credit union.On commercial, the number one rule is a deal meeting their DSCR loan covenant, which is typically 1.2 to 1.25. 

its funny how this changes with time and the market on BP  if you asked this question 5 to 7 years ago you get drowned out with the cash flow is the ONLY thing and appreciation is for gamblers my self I have always been about making appreciation games in RE.. by either value add building a new product or buying foreclosure and flipping or lending money and getting instant 12% plus returns .