Like @Chris Seveney said, private lending is a great way to go as well.  

Also, a few private lenders or hard money lenders might have some more creative terms for multifamily, especially if you're open to considering that route.

I first got started in real estate investing working for a real estate private equity firm in NYC.

Many of the investors I know have dialed back on their private equity investment or have changed to doing debt instead of equity so it was not prime time.

I'm in a number of social groups for private lenders and have run into a lot of scams.

If you are tight on cash, then you want to use the lender that has the least up front charges to minimize your contribution.When I need to close fact I use private money.

I’m currently working on a deal in Fort Lauderdale & actively looking for financing solutions like hard money or private lending.

I could never find anyone that had done business with them.I mean really anyone do no doc 5.75 % private money.. 

And they'll want you to pay off the loan pretty soon (and usually will you as the rate will probably be higher than banks) so there's that too.For this reason, we definitely prefer private lenders as they will (if you've built trust with them) often lend on the rehab too.

That is tight leverage for an investment 2nd position loan.A private investor might be willing to do it, it's not going to be cheap at all & will be short-term money & will not be a line of credit to take out at your liking.What is your rate on the 1st?