The realization that I came to is that it was well worth my time and effort to learn the inns and outs of the real estate transaction in order to preserve that equity to be put to use elsewhere. $12K passively invested in the S&P (literally just buy the index and do nothing else) yields an 11% annual historical return.

There were some great places like a nice 4/3 on a corner lot, overlooking some preserve land.

In San Francisco, this choice is taken out of your hands and is instead a determination made from and by the Planning department.From an Investment POV, you are absolutely correct that combining the lower and the ground floor units is the best option to preserve your ability to perform a fast track condo conversion and generate the most equity in the shortest amount of time.

@Dillan GomezThe 0% Down Adjustable-Rate Mortgage (ARM) is a useful tool for preserving cash for real estate investments, but it comes with risks like interest rate uncertainty and dependence on market conditions.

Blethen(emeritus).some comments.......Pleasechange Seattle’s Rental Housing Policies in 2024Ifthe City of Seattle wants to preserve single-family and smallmulti-family property affordable rental housing, it should considerenacting policies that support the continued presence of this typeof property in Seattle’s rental market.

-Identify their specific needs, such as cash flow, tax savings, wealth preservation, or growth, to tailor your approach.

Thus, our funds must be preserved for the event any of the tenants leave so we can improve and charge market rent.

That normally occurs when the prohibitive zoning is geared towards preservation and open area.  

For our clients, we separate repairs into catergories: 1) Health & Saftey - highest priority to avoid lawsuits2) Property Preservation - don't want a $500 water leak repair to become a $5k repair later3) Government Required - for city & S8 inspections4) Marketing Negative Impact - who wants to rent a "purple" house?

Maximizing return is a lot less important than preserving capital.But most syndication investors aren't centimillionaires.