The bigger you go, the less competition you'll have and the greater your chance at some serious cash flow. 

The chances of you getting $11K in value from a course is likely quite slim.1. 

i.e. getting outbid on offers, properties become unavailable before you get a chance to see them, etc...You are not alone!

Hell, if all it takes is offering out some software, i think i gotta call IT in India and get ball rolling, people paying me for chance to send me deals, LMAO, that is a new Pet Rock for sure. 

To improve your approval chances, use rental income from your first property, consider co-signers, and explore lenders that use Income-Based Repayment (IBR) for student loans.

Was the 1st bank you went to NBI by any chance?

I very much regret giving them a chance.

EVERYONE is trying to crack the motivated seller code with technology or other voodoo tactics but they fail to realize that the inherent simple characteristic of "motivation" is exactly that it can't be equated, formulated or coded.Motivation is not about "if you exhibit characteristics "X", "Y", and "Z", you have a higher chance of being a motivated seller". 

First of all, let me pay my respects to the hardworking people in real estate and the treacherous waters they navigate—fronting hours of effort with only the chance of commissions and an abundance of non-forthright people out there.

Chances are they are "more knowledgeable" that others in that niche.