Then live there before you start buying property.I meant to post this to @Mike Tikh, but seems I mis-posted - sorry EvanFYI Just a note about Reno- High altitude desert (4524'), https://www.bestplaces.net/climate/city/nevada/reno about an hour from Lake Tahoe & skiing https://logskirack.com/best-reno-nevada-ski-resorts/. 

I mean, it's always done differently, but it's the same script just different players.  

Sounds like you put in a Bonafide game player but no worries, they suck at the game.

- Can I send them to collections myself as a last resort?

I don't go to any of these events personally its seems like its a circuit and you have basically all the same players on stage as experts I don't know how much anyone can get out of these events ( i have spoke at many in years past so i know you can only gloss over stuff).

I personally think it's here to stay.However, wait till big money players find a way to profit from a sharp drop.

And I suspect the other larger players in CA had the same arrangements we did. 

Even if the tenant can’t pay, it sets the expectation and documents the issue.Small Claims Court: If the tenant refuses to pay, you could take them to small claims court, where you can seek repayment without needing a lawyer.Security Deposit: If the tenant has a deposit, apply it toward the damages.Consider Eviction: Given the arrears and damage, eviction might be a last resort to prevent future losses.Talk with your property manager to create a plan that minimizes further risk.

The big players dont want junk real estate that these notes  are attached to.

., I would post it up competitive with the others in the resort.