Generally they are not rolled into the loan, and it's more the level of fees (say the percentage) they charge rather than any "junk" fees or costs.

If I were to do a traditional VA loan, the loan would be close to 7%.Below are what I understand to be the numbers so far:Seller purchased the property in DEC 2022 for $1.13M (owned for 2yrs)Current estimates are Zillow= $1.26M/  Redfin=$1.323MOur agreed purchase price is $1.25MSeller financing would be $120k @ 8% for 3yrs.No commission cost.Small percentage of fees/ costs in the tune of 1.5% of loan amount.Let me know what you think and if you need any additional info.

Then offer the creditor a percentage of this amount as settlement in full.  

This could be a dollar amount or a percentage.

What's the highest success percentage method to find a previous tenant's new address for this? 

If the partner wants to get a bigger cut on future deals, they can save their money and buy into a larger percentage on the next deal.

When you took in the increased cost of the build how did you arrive at that percentage?

I don't know about the percentage, but my PM charges them $30 for a tenant package which they can opt out of. 

A healthy and wholesome percentage, for sure.So to answer your point, yes it is a conflict of interest.

Property management can be great if you are willing to give up a percentage of your gross rents to not deal with headaches, but it's not like you can just ignore your asset.