If trump hadn’t won you’d be forced to sell this year, but hopes are high he will extend his lower tax rates. 

Rates will at some point allow you to refinance.  

Right now, you have a property with a great equity position, solid cash flow, and cheap debt (interest rate is low). 

There will be multiple markets you can achieve a 7.5% cap rate especially if you're buying with cash.

We have an A+ Rating with no complaints. 

2. don't use an appreciation rate.

But SFH are already seeing renewals at 2%-4% and release rates up at least 5% YoY...that number is even higher on some luxury ($3k+/m rent) homes as those are harder to find.The rest is entirely speculative.

Quote from @Edgar Duarte: hi allI would love to get some perspective from your expertise, we have a property that we would have to sell in 2025 to avoid paying taxes on the capital gains, we believe we rcan sell it for $700K and get an equity of almost $500K after paying the mortgage balance, if we invest all of it option in index funds at 7% rate (standard com growth calculator), or in more rental properties as we are all here for, I can get the equity of around $900K.option B would be keep paying the house at 2.3% int rate while we have it in AirBnB and maybe sell it in 10 years for $900K, knowing that we would be paying taxes but it is not that bad still. or we can 1031 at that point?

Your interest rates are low. 8.5% is around the "market rate" for owner finance buyers right now...30-yr, fully-amortizing2.

I understand they have a little bit higher interest rate, but what are the risks of DSCR loans?