- The property is probably NOT as profitable as you think it is.More reality for you - how are you going to cashflow enough from leveraged rentals to replace your current income?

You've earned $132,000 more by splitting your money and leveraging it.There are other benefits to leveraged homes.

But I purchased land in cash and leveraged it to build a new construction stick built home.

Keeping yourself not so leveraged helps you sleep, while leveraging enough, helps you retire early! 

Some strategies to get around are:1. leverage your current portfolio and buy in cash, increase value, and then refi2. buy Multi-family so your ratios aren't the main factor to lenders3. get in with a lender for high net worth individuals4.

I've had a long career in community development and have a lot of bank contacts that would likely be interested in investing, but I'd need to prove the concept first with an initial fund (there are also a lot of other community development tools that could be leveraged to maximize and scale this).

My point is certain things are learned with experience and 1) acting as GC once does not provide an opportunity to leverage the experience 2) mistakes can be costly.good luckHi Dan,thank you.

It is possible that over time, Google ranking metrics recognize the uniqueness of your key words, and you move up in the rankings organically (without a cost to you), so that you can be found easily on Google searches for your location.  

She has expressed strong interest in managing the property and is very organized, which complements my more scattered approach to things.

For multifamily, leverages won't be as much until you have some experience not only with 1-4 units but also 5+ units.