I also have $50K in a taxable brokerage account and another $20K in an HSA which will continue to grow.The main part of my portfolio I have been working to grow is my real estate portfolio.

The main problem is that most customers just look at the bottom line and mortgage loan officers know that. 

Maine in particular has a few markets with a decent amount of multifamilies.

But, primarily my main business is remodel work. 

I guess my main thought is that the MBD is more complicated and that ultimately you can only withdraw contributions.  

What are the main differences in hard money lenders vs. private money lenders?""

We use Quickbooks Online for our main accounting software.  

Then the website for the PM company crashed just as my property was to be listed for rent and their main point of contact left town.

I am mainly in the West Palm Beach area.  

The main house(first and second floor) is in reasonably good shape for a home of this era - most of the original woodwork, flooring and tiling looks good.