A HELOC offers flexibility and lower interest rates, which can be ideal if you’re looking for short-term financing with lower payments during construction.

Lower Tenant TurnoverTenants are more likely to stay in rental properties where the financial barrier to entry is lower.

Quote from @Zach Howard: Quote from @V.G Jason: Quote from @Zach Howard: @V.G JasonTo someone just starting out (only option of OOS) who can get access to 200k, but no additional financing at this time but an additional 50-100k max in reserve cash, where might you recommend they start - markets/property type/strategy?

There a handful that can do lower  than 620 at 50% LTV, however the rate will be very high My current score is around 670-680.

Get a nice downpayment (lower LTV better)Hope this helps

It's a huge investment for you - you definitely should have direct access to the PM.

Is it accessible on this forum? 

They do offer access to mutual funds, but I do not love this option.

I personally spend about 50K a year in masterminds and always get my money back just through network of individuals you get access to.

If you are borrowing $150k, rates will not likely drop enough for you to justify a refinance due to lower rates.