Any tips, guides, hacks, etc. to help me with my journey would be greatly appreciated!

Quote from @Kristin Vegas: @Drew Sygit at this moment i have a vacant house and march will be 3 month vacant, i was told by my management guy that there were few applications and that he was going to check it but i still don't receive his response from it, today i called him to ask him about it and he said that he was gonna check them today but still no answer. 2 weeks ago he sent two applications but those were declined becasue the tenants didn't feet the criteria. i called his helper and she said that he was encharged of it but he seems to be all over the place, somethimes i think that he is just not taking the time withy properly. i'm new in this so any tip i appreciate 🙏 Another reason to start looking for a new PMC!

After voicing that I will be hiring an attorney and filing a compliant with the Utah Division of Consumer Protection all my ad spend was cut off without warning to make it look like I violating the agreement and I was also locked out of some areas CRM system.

Many sellers offer owner financing at high interest rates (often around 12%), but I’ve seen investors buy properties this way, hold them for a while, and then refinance with a bank to lock in a much lower interest rate.Here’s the strategy I’m considering, but I’d love to hear from those who’ve done it:Step 1: Purchase the Property with Owner FinancingFind a seller willing to finance the deal.Put down 10-20% and agree to a 12% interest rate for 5-10 years.Example: Buy a $55,000 property, put $5,500 down, and finance $49,500 at 12% interest.Monthly payment: $710.18.Rent out the property for $1,500/month while preparing for refinancing.Does this sound like how you guys structure your owner-financed deals?

Double-check before move-in so you’re not scrambling at the last minute.Bonus Tip: New Construction Outside CharlotteThere’s a lot of new construction popping up in more rural areas outside of Charlotte.

However, any tips on next steps are welcome!

Freddie Mac Small Balance Loan (Dauphin County, PA)Loan Purpose: Permanent Financing (Refi & Acquisition)Loan Proceeds: $1,000,000 - $7,500,000Loan Sizing: 70-75% LTV; 1.30x DCR (Small Market) Amortization: 30 YearsLoan Term: 5-10 Year Term (Fixed), 10 or 20 Years (Hybrid ARM)IO Term: Partial Term IO (70-75% LTV; 1.30x DCR); Full Term IO (60% LTV; 1.45x DCR)(Small)Rate Types: Fixed & Hybrid ARMRate (Est): 6.10%-6.60% (Assumes Mission Driven)Rate Lock: Rate Lock @ ApplicationNon-Recourse: Non-Recourse w/ “Bad Boy” CarveoutsPrepayment: Standard - Greater of YM or 1.00%Flexible Prepay: Flexible Options – Stepdown & Extended Open/Par PeriodsRate Buydowns: Yes – Rate Buydowns Available Up to 2.00%Assumable: Yes – Assumable LoanCash Out Refi: Yes – Cash Out Refi OKFannie Mae Small Loan (Dauphin County, PA)Loan Purpose: Permanent Financing (Refi & Acquisition) Loan Proceeds: $1,000,000 - $9,000,000Loan Sizing: 80% LTV; 1.25x DCR (Nationwide Market)Amortization: 30 YearsLoan Term: 5-30 Year TermIO Term (PTIO): Partial Term IO @ 80% LTV; 1.25x DCR IO Term (FTIO): Full Term IO @ 65% LTV; 1.35x DCR Rate Type: Fixed RateRate Lock: Rate Lock @ Loan CommitmentRate Structure: Treasury Yield + SpreadRate (Est.): 6.50%-6.75% (Assumes Mission Driven)Non-Recourse: Non-Recourse w/ “Bad Boy” CarveoutsPrepayment: Yield Maintenance; 1.00%; 3 Mos Open @ ParFlexible Prepay: Flexible Prepayment Options Available Escrows: Taxes, Insurance, Replacement ReservesRate Buydowns: Yes - Rate Buydowns Available Up to (1.25%-2.00%)Assumable: Yes – Assumable Loan Cash Out Refi: Yes – Cash Out Refi OK

While you're double-checking your numbers for the 17th time, a pro already locked up the property, negotiated seller concessions, and lined up financing.The real question isn’t "What surprises new investors?"

I’m sure you’ll find tons of great tips and connections in this community.

Licensed with permits ~$3,250.HWT standard gas single family low efficiency without exhaust retrofit $900.Sand and stain hardwood floors, natural stain $3 per sf.Paint interior walls, ceiling trim and doors 3 tone paint scheme 2 coats $3.20 per sf (floor area cost includes paint)Click lock LVT flooring install overlay inclusive of prep and quarter round $4.50 per sf (materials and labor)Asphalt roof installation 3/1 - 800 sf bungalow with 2 layers of shingles - ~$7,900Standard porch cap replacement with 2 new precast concrete steps ~$2,500Used stove or refrigerator delivery and install $350New stove or refrigerator delivery and install $HD model specificUse this as a general guideline.