Finally, depending on the circumstances at the time, we decide how much should be held in reserve against future contingencies.

I've finally made the decision to get into the market to Build to Rent.

It's population is finally on the rise while Cleveland's is falling.

@Luke H.Hi Luke,  As a private money lender myself I will focus on one element of your deal---5 years is a long time to be finally paid. 

Since they keep the loans in-house instead of selling them on the secondary market, they can tailor loan terms to meet your unique circumstances as an overseas borrower.If you have strong assets or savings, consider looking into asset-based loans or no-doc loans.

I finally fired them and my property is SOOOO much better.

To summerize, a DSCR loan, aka lite doc or business purpose loan, uses the rents you receive on the property and divided by the new loan PITI to receive a ratio.

I've gone through 4 different ones in the past 4 years and I've finally found a good one.

So it's a loan....You just detailed a loan. 

Does anyone know anyone that does 5% for a vacation home loan?