I lived well below my means, worked a full time job for years while doing this on the side, persisted when others did not... and now I am enjoying the fruits of my labor.  

Due to inflation and the drastic increases in material, labor, and supplies, that's naturally caused carriers to rethink limits/values on file. 

Negotiate seller concessions, consider affordable markets, and focus on long-term equity growth through appreciation and loan paydown.

Never used a DSCR loan in the past and have always understood those rates to be higher by a point or two in most cases. 

Ton's of people with golden shackles of sub 3% rates, epic net shortage, skilled labor shortage, on and on. 

Little paint and the contractor I found let me buy the material and only charged me labor.

Or contract all labor?

@Rae Chris, finding a "0% down" loan is hard, if not impossible today, even with your first property as collateral.  

So I'm strongly considering adding a handful of these to my buy & hold portfolio.I understand that there's no "risk-free" method to acquiring these properties subto, but have any of you had success over the long-term acquiring properties with VA loans attached?

I'm a new real estate investor just looking to get more knowledge on how FHA loans work.