I did get that wonderful lecture about how pathetic I was at paying him back when I was a teenager.

I found your lecture at UCF, but didn't quite wrap my head around it until finishing your book and your Udemy course.

This is common and as an agent I got a lecture from several brokers I've worked for in the past.    

They have a high success rate and video lectures you can watch online at your convenience.

I vowed that this would never, ever, happen again.How do you explain selling a lecture he home in a gated community at $131 a foot when the closest comp in the area was $109 a foot?

Well, we don't really need an Economics101 lecture about why the more extreme examples, LA and NY, are much more expensive than most of the rest of the country, right?

here is the evening session: http://memphis.uli.org/event/emerging-developer-bootcamp-informational-lectures-2/

BTW, something that really helps me to focus, set goals and work towards them is listening to lectures from Earl Nightingale on Youtube.

I have a whole legal argument about why this precedent doesn't apply, with supporting case history, but of course no judge--even the ones who don't follow the statutes themselves when ruling (happens a lot)--want a lesson or lecture in law from a layman like me.

Hopefully our FNMA/conforming loan gurus can chime in soon and lecture me about this, but I think you should be able to use all of your FNMA loans still and those other loans won't count against you using them.