Hi Harrison and Alexander,I work as a realtor here in Calgary and have helped a number of bigger pockets investors.

I have the money to buy now but I would rather do creative financing and use as little money as possible out of my own pocket. looking to start with BRRR method but maybe should start with a wholesale first to fund that?

And presumably if you're on Bigger Pockets and talking financial stuff, you'll hopefully be in a position to pass wealth onto your kids. 

Good afternoon everyone, I am must likely new on bigger pockets and I would love to hear some recommendations on how to find off market multifamily properties.

WHATS GOING ON BIGGER POCKETS FAMILY! 

Meetup.com is a good resource for those but some of the groups will also post here on Bigger Pockets Marketplace too.

I am looking for a Bigger Pockets discount code! 

Hi Yael, I am a featured agent from Bigger Pockets in the QC market and can assist with all of your questions.

I am ready to start investing in real estate but know no one personally already doing it.Thanks a bunchExcited to start learning and connecting with Bigger Pockets community! 

THEN, I plan to purchase the second home using a FHA or conventional loan (3%-5% down), for which I will likely pay the monthly cost out-of-pocket, maybe with some rental income support if it is a duplex.My concern is, I do not want to spend my savings or weigh down my debt-to-income ratio so much so that I cannot qualify for and pay the down payment and closing for the lending on the second home.Questions: - With the first home being multi-family, 75% of the rental income (or potential rental income initially) will relatively either maintain or boost my debt-to-income ratio from lenders' perspectives, right?