This implies you immediate return is the combined state and federal tax rates.  

They kind of implied that remodel was a path but the permits $$$$ would be way higher as I understand them.

I suspect t you were implying RE related.  

This implies that rather than pay the loan early, you are likely to do better putting that money in S&P or you can do far better using it to make a smart RE investment.- current f/f is around 6%.

.: Election…Surely you’re not implying politics are involved ?

It is a good way to test the trainer to see if they seem to know what they are talking about.

Most wholesalers imply that they are closing for themselves.  

newbie investors or those with no money are taught to look for gap lenders via the RE trainer /gurus  this is a strategy that is taught thats why you see folks asking for a gap lender.

Please do go on, and for full transparency I am not now or have ever been a subto student and he is not "My Leader"But also for full transparency are you a paid Real Estate Coach/trainer/etc?

But like you implied, sounds like you're stuck in analysis paralysis.