MF with many garages to convert to ADUs, parcel splits, full on development, coop/tic with the resources to handle financing challenges, etc.To raise money in this market as a newby will also be challenging unless you can get it from friends and family.

It was an easy way to scale up with no money out of pocket.

.: Most Hard money likely will not be interested due to owner occupancy (OO).  

I mean to me this is nothing money. 

Do not spend any more money on wholesale courses.

Those are usually not local hard money lenders.

What you have is money.

When you start raising money, the kinds of investors you're going to get are individuals who want to make a better return than the stock market. 

At the end of the day; you need more money to do something like this.MAX LTV on new builds is 80% LTC, Meaning if the build is $550,000 and Land is XAdd ($550,000 + x ) * .8 = LOAN AMOUNTYou would need to come in with MINIMUM 20% of the cost in addition to closing costs and reserves, $80,000 is not going to cut it for this project.

Worst case you have zero money and you pay interest for one month on $330 for an “expensive” repair.