Given your extensive reviews and strong opinions about so many land investing courses, would you be willing to verify your identity as an independent investor?

Also, be aware that your identity will eventually come out depending how far litigation goes. 

Wrote off the expenses, depreciation, etc Is that a trick or just mortgage fraud?

Sounds like we employ nearly identical strategies.

The company’s cleverly concealed CFO was barred by the SEC in 2018 for a $20 million, 100 victim fraud.

Its a tough subject because logically, they are joint and several guarantys so rationally a 100% guaranty from each of two people (one 740 one 680 for example) is ALWAYS going to be better than just one 100% guaranty from someone at 740 (so it wouldn't make sense to have a better rate for the latter)The problem is that there is fraud and "straw borrowers" out there where someone who is not involved in the property signs on to boost score and terms - so many DSCR Lenders in response either do the "non-rational" thing and price to the lower to avoid the fraud or use the higher of the two (and either be a little loose with things or just stay vigilant on any funny business)

In other words, I strongly believe that this is a fraud.

And your last question...if you tell the lender that you intend to live in the property and then don't move in and rent it out instead, that is 100% considered mortgage fraud and is a big deal.

., formerly HHC) earning a base salary and overtime pay that are nearly identical to what you posted here.

Yes, our borrower committed fraud.