I have found excess service calls to be very rare and they have been limited to tenants that were already known problem people (usually people with some kind of pretty obvious personality disorder).

Confirm with your CPA that any excess loss was reviewed for NOL calculation and properly carried forward.

. :) Having more than ten bank accounts is excessive, in my opinion. 

In the 70s, Cancun was a coconut plantation and there was close to nothing in the Riviera Maya. 40 years later, the Riviera Maya is one of the most visited places in the world, with an excess of 25 million people landing at Cancun airport every year.

maybe only be extra $40,000 to build open loft... and I would guess I could possibly charge $2000/mo rent, not sure>>***I was kinda crunching numbers...if I'm estimating it correctly it will take me over 4.5 to 6.5 years in excess rent to make up the cost of building the private loft.....does that seem worth the extra loft cost?

California charges a minimum tax of $800 a year per LLC, and more if you have gross receipts in excess of $250k.

Beyond that, any excess cash I have will either go into investments or into savings for a down payment on my next property that I can house hack again.

However, excessive shifting could indicate that the opener isn’t secured tightly or aligned correctly.

If the insurance company sends me a two party check can I accept the excess funds without penalty?

Of course they still need to meet the other criteria, but I do think 5x is excessive.