My current home owner insurance did not do jackshit when my roof broke down due to hail (which is covered under their policy). 

Notice I have never tried to correct you on our inherent problem. yup one of my homes that's was the case poorly built.. and in Texas were no licenses were or are required.. this happens.. and guess what those are usually the distressed homes.. this market for fix and flip in my mind is for the local pro's I got my butt kicked and will never go back.. and then when your fooling with these homes.. the tax's pile up on you.. and then of course when your just about done you get hammered by a hail storm and have to go through roof replacement..  

Recently we had storm and blew off the roof shingles off, we have a roofer came out and checked he found couple spots hail damages.

(the 4th is 5 hrs away from other 3)In between signing the contract and receiving the policies in the mail (before I knew about the change to the deductible), a hail storm occurred in the town where two of the properties are located.I met with the agent to ask about the deductible change.

There is a newer roof. but most likely that was done through insurance after a big hail storm a couple years ago took out half the roofs in the city.

@Dennis Rootes I also want to add that in Houston you’ll have flooding issues potentially but also in other parts of Texas you get a lot of hail and increased flood damage that makes your insurance more expensive.Just FYI 

that doesn't even look like damage from a piece of wood.. more like hail dents..  

No really..It is still helpful how to start.https://www.biggerpockets.com/forums/12/topics/284...Last reply.Good luck and all hail MSOOTKAUG

Eric Hassfurther I used to live in DFW and if you buy there just be aware of the Miller property taxes and increased chance of hail damage as well as the common foundation issues.

In about 2 years I’ll buy in a third market which will be Little Rock.On top of the taxes you also get hail damage a lot which makes your insurance higher.I can buy a newly renovated home in Little Rock for 70k.