I could just not allow myself to spend the $1000 to join into the "girl click" that she has established. 

In our last conversation with him, Ryan accused one of us of "nickel-and-diming" him when we questioned the charges for tasks he had volunteered to complete outside the scope of the project, falsely stated that we had delayed the project for weeks by not signing paperwork, and refused to discuss or even acknowledge the extraordinary delay in completing the project and its impact on us.

When you do business someone can make a claim even if you didn't actually do what your being accused of, its about having process and documentation to prove that you were not in violation.  

It truly does suck.But let's not blame or accuse others like this. 

No plans to move as this is where we want to raise our girls. 

You can build a little bit of cash to get going.You could also try to negotiate seller financing deals.Finally your girl could house hack a multi to save you guys money on rent which will allow you to paydown debt. 

Considering they are brand new, with a finish out well above and beyond the rest of the neighborhood I don't anticipate "nobody else wanting them" Thanks for your sarcasm, though That wasn't a personal accusation but I see people on here all the time that say "I found this piece of crap house in the hood for $10k, I can buy it and rent it to a Section 8 tenant and make a ton of money right?"

This girl does not deserve to not have this on her records.3.

For example, if the landlord has a small studio apartment, is that a valid reason to refuse to rent to couples without being accused of discriminatory?

But Realtors are the ones accused of price fixing.