Real estate has the 1031 exchange gift and the many write offs that makes it preferable for many people.

A new loan officer or one not familiar with DSCR might offer you the best interest rate and fees on a DSCR loan because their pricing engine told them, but your specific scenario may not fit. for example, a deal I am currently working, First time investor, First time home buyer, living rent free, seeking 80% LTV purchase, Using Short term rental income to meet DSCR, with gift funds. 

My understanding is that a gift cannot be used as a down payment for an investment property, so my thought is to wait 2-3 months before applying for a loan, to season the funds. 

Hey everyone, I’m reaching out to see what everyone’s thoughts are on gifting a property.

However, many windows are mismatched or broken and the siding is halfway torn off (stolen) aluminium.  

Whether you’re targeting families, couples, or business travelers, aligning your listing with your ideal guest will set you up for success.Lastly, consider offering a small gift or token of appreciation to your first few guests.

Most allow gifted funds for the down payment as well as seller concessions of 2%. 

But what do you call an interest free loan that you never have to pay back ---- A gift!!

Do they thank you for the $18,000 gift?

At most I would give them a gift certificate to go out to dinner on me..... thats it.