As you get further into your journey read the House Hacking BP book, it's my favorite BP book personally.

Any competitive DSCR program is going to be in the 90-day seasoning range for allowing a refinance based on the newly appraised value.Your 9-month seasoning should not be an issue, barring an extremely unique situation (like inheriting a property or having it gifted to you).------------------------------------• 0-6 Months (Delayed Purchase, no Rehab completed) - up to 80% of purchase price• 6+ Months (Cash-Out Refinance, no Rehab completed) - up to 75% of appraised value• 0-3 Months (Cash-out refi, Rehab completed) - 75% of appraised value [good rates]• 3-6 Months (Cash-out refi, Rehab completed) - 75% of appraised value [best rates]

They usually do not have these figured out, I mean sure, everyone wants to 'make money', or ' own 10 properties in 3 years', or (my favorite) 'replace their W2 job in 5 years'.....but they have not thought any further than those basic (and misguided) goals.

Dave Meyer weighed in today on the BiggerPockets YouTube channel with his favorite options: Is $20K Enough to Invest in Real Estate?

One of our favorite discoveries is that IT'S TRUE, dream opportunities DO land in your lap, the longer you're in business! 

The government and HOA's favoritism toward big companies like Sonder.People will keep say the issue is saturation.

They could tell you the Swiss alps, New York, Australia, Japan, or my favorite, Costa Rica.

Check with your CPA if you instantly owe the depreciation recapture if you gift it to your son.

That said, water scarcity is not why my home state and favorite region look apocalyptic right now. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.