The only instance in which that would be appropriate would be if they need payment flexibility, as most HELOCS only require a interest only payment.

For instance, in my market, from FY 24 to FY25, the HUD rents increased by 11% (Worcester MA) signifying significant increases in demand vs. other areas where it may stay stagnant or lower which would signify the opposite.

For instance, one property seems to have an extra bathroom that is not listed in the county records.I plan to make some modifications, including removing a closet wall to expand a bathroom and taking out a kitchen island that contains electrical outlets and a switch.

In Phoenix, for instance, I’ve watched investors bring in a local property management crew who know how to squeeze every last dollar of value out of a rental, or partner up with local 1031 exchange specialists like AccuTitle to keep the paperwork tidy.

For instance, using bank financing to buy in expensive places like California, Washington, New York or Illinois are really tough to cash flow.

Large Metros get this.You should be looking in growth markets which have higher cap rates - but the future projection is they will decrease.Mid-west for instance. 

This is just one instance, though.

In this instance I would tell the buyers I wasn’t fixing it as long as there wasn’t some other reason to compel me to do the repairs.

We take accountability for our own actions however, in this instance we will not.

A few to be aware of as examples…Capital gains… you probably know they are either 15 or 20% (and in rare instances zero if you have no income)… but have you heard of NIIT (Net Investment Income Tax)… this is an extra 3.8% tax you get hit with when your gains are over $250,000 in a year.