That said, if you feel you want to go above and beyond, then could could try contacting some of these apartment complexes directly and confirm her story with them but if you can easily find another qualified applicant why would you take on this work and additional risk.

I also usually compound the return by reinvesting my payments, so the present 12% fund effectively returns 14.38% which is pretty awesome.  

But they easily refunded all of my money without the slightest hassle. 

There is no single website to easily find them (that I'm aware of) and if there was, I'd imagine you'd be competing with 1000s of other investors.  

Quote from @Andrea Russin: A blanket loan would be a good way to spread the equity however it would limit your ability to easily exit one property without restructuring your loan.

For investors looking to maximize returns while managing risk, here’s why this type of deal stands out compared to Treasuries.Treasuries: Safety with Limited UpsideTreasuries are an attractive option for those seeking safety, especially short-term bonds with maturities of one year or less.

Moving south...here are some quick areas of note: Florence - Centrally located and easily accessible from Eugene.

I also remember a time when we could claim a dependent on our tax returns even if the dependent didn't have a SSN. 

It's easy to find someone who had one bad experience with any lender, but I can easily say 99% of my experience with Easy Street has been very positive. 

Can you make a higher return than what the interest rate on the HELOC?