It's free to sign up for an account and the savings account has a very competitive interest rate.

You can also personalize and theme larger homes better and seperate from the competition a bit. 3.

I've seen banks be very competitive with blanket loans that cover multiple properties and/or multi-family properties, e.g. 5+ units.Mortgage Brokers (obviously I'm biased) - Brokers have the ability to work with all of the above and can get you to the best lender for your scenario right away instead of having you waste your time with the wrong type of lender.

I am in a very competitive market here in the Tampa Florida area (Clearwater, Saint Petersburg and beach areas). 

I don't see a 401k/IRA as a competition with real estate as with the correct setup, you can self-direct 401k/IRA funds into real estate.

It felt like everyone I found were self-serving, looking to line their own pockets, or not willing guide because of fear of competition.

You’re absolutely right—speed is such a critical factor in securing deals, especially in a competitive market.

Starting to look at possibly investing there.Great, but also expensive and competitive.

Because there is tons of competition for flat fee brokers for as little as $99.

A knowledgeable attorney can advise here.Create a solid operating agreement: Since you own the condo with a friend, a clear operating agreement is essential to outline responsibilities, decision-making, and profit-sharing for the LLC.To save on costs:Look for real estate attorneys who specialize in investment properties and might offer package deals for the retitling, operating agreement, and filing the LLC.Shop around for title companies that can handle the transfer smoothly and provide competitive rates.Research DIY options for setting up the LLC if your situation is straightforward, though I’d still recommend a lawyer for the transfer process itself.Good luck with the process!