I’d only subject a tenant to this play if I received some chronically late paying, existing tenants in a new acquisition of a property.

If you need help with insomnia, they may be great reads, but as to modern financing, you better look closely at every sentence before you act on something

In working with insurance companies I've found that they rarely cover mold issues as they consider it long term or chronic in nature and their policies generally only allow flames of acute or emergency situations i.e. plumbing breaK or leak, wind, fire, tornado, earthquake, hurricane, etc.You may think it's a good deal now but once you start digging into it it's like a dentist digging into a cavity.

Hope that made sence, it's early....I see Don suffers from insomnia as well this morning, LOL

I agree that some tenants are chronic complainers and will make your life difficult no matter what you do.

Great story :) My insomnia lately has allowed me alot of time to work on my real estate projects.

A chronic key loser that's calling me at 2 AM a couple times a week?

We have a chronically ill child, insurance is sky high, we cannot afford them to leave us with two mortgages. 

That said, me being the chronic optimist I am, I'm glad I came around to the idea of investing now instead of right before retirement.

There are exceptions if the non-spousal beneficiary is disabled or chronically ill.Previously non-spousal beneficiaries could stretch the IRA distributions over their lifetimes.