Market Fluctuations: If property values decline, the equity in the collateralized properties may decrease, potentially leading to issues with loan terms or the borrower’s financial standing.5.

My advice would be to politely decline and stick with your current strategy.

I don't know if this is true, however it would make sense that when you routinely pay down the HELOC, your interest amount declines and is not based on 6 month ave.

Declining Interest Rates: When market interest rates drop, refinancing can reduce monthly payments, thus improving cash flow and enhancing the DSCR.3.

Not that prices will likely decline anytime soon - but it's much harder today to find value like a few years ago.  

Short sales by design are listed on MLS (always and always are arms length) and not below value, or the lender would more than likely decline any short sale offer.

There simply won't be any widespread adoption of Bitcoin as a replacement for fiat currency until the volatility declines to that approaching fiat currencies.  

Commercial MF decline is already impacting, in my market, non-commercial MF.  5) not everyone has the ability, desire and/or time for active investments. 6) syndications provide easy means to diversify   This includes geographical, asset class, and value add.  

For prospects seeking to rent many months in advance we are typically declining those and seeking to lease up as close as possible to the next available date so as to prevent potential gap periods that will be harder to lease. 

Most will just decline and move on to the next property as they don't want to fill out something for a property they haven't even seen.