If you dont have big pockets for this type then doing less extensive renovations is not as efficient numbers wise as you will see in Ontario to cashflow well as you are limited by stricter rent control and there is less degree of appreciation (Use the Biggerpocket calculators and you can see how massive the difference is with differences in appreciation over time even by.a few % points).

I am using the BRRRR Calculator and was wondering if Homeowners Insurance estimate was included somewhere or if I had to manually enter it somewhere? 

I'm now realizing that in the state of South Carolina, the tax rate jumps 2% for rental properties to help fund public schools, a $600/mo cost that I didn't account for when using the calculators in the earlier stages.

I ask because as I look for my first property I noticed that the numbers RTR provide do not always match the numbers I come up with as I do assessments using the BP calculators.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Your capital gain is calculated as the amount realized from the sale minus your adjusted basis.

Do I just calculate income - expenses - depreciation?

I did some rough calculations and figured I should be ready to purchase in the first half of 2025.

Assuming:- $300,000 gross scheduled income- 30% operating expense ratio (resulting in $210,000 NOI)- $1,385,000 loan at a 6.7% interest rateMy calculations indicate a first-year levered cash flow of $99,560, yielding a 13.94% cash-on-cash return.

Also, I'm not sure how you're paying attention to it on the tax side, but the unit that you are living in's profit at sale is calculated differently than the other unit that you're renting out.Once you move out, that unit is officially available for rent so from that point forward, any profit gained at future sale will be calculated starting from that point and will be taxable.