Vacation rentals are usually much nicer, are close proximity to attractions (beach, mountains, lake, theme park etc) and have nicer or more ammenities.

With your background in computer science, math, and finance, you’re bringing some valuable tools to the table.

I think the difference is that Jonathon is doing land deals all the time still & that really shows in what he brings to the table.

I had a renter that rearranged all the furniture, left everything absolutely filthy, grease spilled all over the counters and oven, food spilled on the floors and table, trash left everywhere, etc.

What about the thousands of family members and private money lenders who are under the table?

Frankly, it seems that the credit card companies have created a mountain too tall for us to climb.

Most borrowers I speak to are just assuming that rates will drop off the table in a few months.

@Bonnie Griffin Kaake all of those will be on the table and be rigorously discussed as we chart our way forward. 

This is why you don't see a bunch of national chains near main street- numbers made sense compared to other regional destinations (Gulf Shores, Smokey Mountains, Galveston, ect.)

You and this private person you met hammer out the details of the loan at the kitchen table so to speak and you seal it with a handshake and your reputation that this Private Person already respects or whomever introduced has vouched for you.But if a man opens a lending company tomorrow with 50 Million of his own capital and he checks in on the HML market to see what it bears and he copies his products and UW guidelines and now is he PML or HML?