It's a finance institute of one form or fashion, they will use it if it's in there best interest, and that means the person who holds the button to drop that ax.

Or a DST which absorbs all your debt but still leaves you with some cash flow because of the institutional financing already on the DST property.  

If she's still there, institute your holdover policy. 

Are there banks or financial institutions that would grant a loan at less than 25% down, say 10% for someone with exceptional credit? 

Institutional lenders will look at your non/short employement as a negative. 

Will they institute the default rate over a technicality such as missing the completion date by a few months  or will they ignore the default rate because they see the reason for the delay wasn't entirely borrower's fault and borrower  has a plan of action to get the project on track?

In the end, it is up to how the investor themselves classify the lender.HML is thought of being more "institutional money". 

I will say that communication with OpenDoor is much better than that of other institutional sellers I've worked with.

This is a major processing platform used across the US which accepts legitimate payments from any banking institution. 6.

You should never pick your 1031 Exchange Qualified Intermediary based solely on their 1031 Exchange fees, costs and charges or the size of the institution.