Enterprising blood-sucking-leaches, er, I mean lawyers, will search the public records looking for people who own multiple properties, and then find a reason to sue them. 

Cardone bankruptcy video recently circulating on YouTube.

If income grows faster than rent then the home appreciation can still accelarate rapidly especially when city inventory is reducing....Also the very basic component of home appreciation is money being circulated and not primarily the income in that area.

Honestly, these issues you've aired, a cold-blooded "Landlord" wouldn't loose a wink of sleep over.

@Tyreek King-El you can't get blood out of a rock!

But cant seem to get a bank to loan to us anything without giving blood.

In the blood.

You have received a reply from the most reputable person in the real estate industry and the most trusted and admired Bigger Pockets contributor.Someone that has known first hand how I operate and has played a huge part on putting my company on the map.Someone that has no problems calling me out if/when I'm wrong.So for all reading, I think Jay's words speak enough volume.With your negative reviews blasted across every known Ohio Cashflow and Oz Realty review platform, it doesn't seem like you are taking responsibility so I disagree.You are out for blood and that's fine.You can have as much of mine as you want if it makes you "survive" and feel better.As someone that wears his heart on his sleeve and bleeds for the business and our investors I'm happy to take 100% responsibility.I have NEVER done what you have and would NEVER do what you have.There are others ways to resolve such matters.You could have approached me privately but "No".You waited to sell the property and the day it sold you went on this rampage...Reading our correspondence over my gut was telling me the same to not work with you.Below are some of your comments from a few years ago.It's such a shame it has come to this.

I'm pretty healthy (so far) but my blood pressure goes up at times with all the stress of managing my W2 and these rentals and trying to acquire more properties. 

The problem with the scenario isn’t that the loan to value is out of wack, it’s that the buyer has no “blood” in the deal, and can psychologically more easily walk away.