My name is Giang Pham but preferred to be called Pham.

@Don Pham yeah, it's a little easier with a tenant in place since the lender will ask for a copy of the lease. 

Great first start @Khang Pham I salute your tenacity on this project. 

@Khang Pham Nice!

@Matthew Pham+rent                                                          1800-principal, interest, tax, insurance              -1600    (I assume tax and insurance are escrowed)(post refinance)-repairs(leaky toilet, garbage disposal, etc)  -180    (10% of rent)Capital expenses                                          -180    (10% of rent)    (you wont have to replace window, roof, HVACs now, but you will eventually)Vacancy (it will not be rented 100%)            -150    (for a single family home I budget one month a year vacancy or 1/12 of rent)Lawn Care, Property Management, etc...     

@Kevin Pham Where you invest depends on your strategy -> Is it fixing and flipping? 

@Anhtuan Pham comps for 2-4 are pretty easily found based on past sales.

@Peter Pham Absolutely!

@Peter Pham thank you Peter!

My name is Peter Pham!