But if you’re questioning whether your condo will keep appreciating the way you want, and you’re set on staying in real estate investing, a 1031 could definitely be worth exploring.

But for you I would definitely leverage the banks money as much as you can and just keep money on the side for reserves.

This is way more conservative than a lot of people I talk to and has definitely meant that I lost out on opportunities, but it gives me bigger peace of mind and in shifting markets I feel better prepared to adapt if need be. 

Some info below:https://www.clevelandohio.gov/sites/clevelandohio/files/Loca...From the City of Cleveland website:"The City of Cleveland’s definition of “Local Agent in Charge” is in Cleveland Codified Ordinance § 365.01(k).

Just wondering, when you say you never put down more than 10% and other other benefits you describe, I'm assuming that's just for a house hack/primary residence?

Definitely happy to connect, perhaps add you on whatsapp if that's ok. 

Thank you bigger pockets for all the wonderful information you guys make available to people.

I'm definitely leaning that way Chris. 

Very few mobile homes qualify under this definition.4.

One thing you definitely want to do since you've got a bit of a runway would be to use part of the 1031 to purchase a really nice investment property (maybe in Denver).