Stay away from any hard money or "portfolio" lenders quoting you anything above 1.5%, that's just crazy talk.I am working on a $4MM cash-out refi on an owner-occupied warehouse in Colorado Springs and the fee will be 1%.I would expect a prepay for 5 years, maybe less.

Prepay depends on term. 8.25-11.25%Term Loans, up to 80% LTV for residential, 5+ units, office warehouse. 30 year term, 6.5% to 9.49%.

When a heat pump can't keep up with the outside temperature and using a fireplace or wood stove is not an option, I usually use infrared space heaters that have a thermostat. 

The number 1 employer is the state government and the second largest is the Federal government, plus there are transportation companies, Amazon and Chewy warehouses, hospitals and education employers. 

However, LVP never really gets up to room temperature so it is a little cold on bare feet.

I have found some companies such as insurance agencies like the road frontage exposure if they can get it cheap otherwise they want to go to warehouse for less per sq ft or office space.

I could see where on a $100k or so property  $2-3k to replace for flooring might be hard to justify, so if you are bound and determined to keep the carpet try buying 2 big bags of baking soda (warehouse stores --maybe $7 for a 10lb bag), and sprinkle generously over ALL the carpet.

I'm looking for a warehouse space in 19146 or 19143, bonus points for an opportunity zone.

The allowable unit stresses for fire-retardant-treated plywood, including fastener values, shall be developed from an approved method of investigation that considers the effects of anticipated temperature and humidity to which the fire-retardant-treated plywood will be subjected, the type of treatment and redrying process.

I know in 1998 I went to an auction of building supplies and there was a ton of lead paint from a warehouse being auctioned off, and bought by a small home builder, I'm sure he didn't buy all that paint just to stack in his garage to look at.I also liked the lower prices I was able to get because of the paint issue, it added to the profit margin and as I said when I sold, it was now a safe house, we did it right.