The raceway actually serves as a ground and all I had to do is to bond the switches or receptacles to the boxes with a pigtail and that's all I need to do.However, one has to be very careful and make sure there is continuity all the way back to the panel, all it takes is for one modification by an ignorant home owner twenty years ago and disconnected something and use a section of NM/MC/BX or even some PVC conduit or smurf tubes and created discontinuity and you have to hunt that down.Besides electrical, the other thing that scares me a little is a tanked water heater with a T&P valve with a 3/4" outlet but connecting to an old 3/8" or even 1/4" soft copper tubing that goes UP then behind the wall and no idea where it comes out or if it does at all...yikes.

Pay $12k for a loan modification in which my wife's lender will set the loan back to current.2.

Try 123Flip.com if you don't get a response from the others.That's where I got the one we are using with, some slight modifications. 

@Gloria Mirza the contract is vital as it proves the price and terms to which both the buyer and seller have agreed to transfer ownership.

Hi, I was wondering what change, modification or addition would bring the most value to a rehabbed/flipped house?

You could also ask for a modification (discount) to close without the Lease copy. 

It is vital that you know what you're doing.

With out doing a lot of modifications (just rewording some of the content to fit my business a bit better) I'm ranking on the 1st or 2nd page of google for terms like "we buy nj houses" and "sell your nj house".

In this business, acting ASAP is vital.

This could be because they think it won't be that hard to get caught up, believe the bank will work with them to refinance etc, or are currently doing some sort of program that is a loan modification.