There are cheaper one’s in D/F areas but I would be careful as those can create a laundry list of additional issues.

If you feel ambitious, you could try a BRRR strategy adding additional equity to the subject home and then taking equity out of it to pay off either the HELOC or if you decided to the refinance the primary residence. 

When analyzing a market and breaking it down into property Class submarkets, do you find it helpful to complete this division at the city-wide market level, or do you find it also beneficial to additionally break it down by suburb, and even neighborhood?

This poses an additional challenge for new RE investors.  

She'll help you arrange where the furniture should go, and links to any additional accents she recommends (rug, curtain, curtain rods, accent tables, etc)

Any additional advice is helpful.

My commitment is to always act with transparency, respect, and the highest ethical standards—because in the end, nothing is more valuable than a good name.

Worst ADU addition appraisal occur where there is no zone MF in the vicinity.  

I'd greatly appreciate any advice and more than happy to share additional information if needed. 

In addition, if i used fixed rate financing, my biggest expense is fixed.