The more automated and systematized we have become, the more time I have had for revenue-driving opportunities.

So what's your approach, and why this property vs. any of the others in the area? 

If they can't/won't facilitate look for a new local business bank that has a "consultative" approach and see what they'd consider to bring your banking to them.

Others require a more hands-on approach.

MLM  Amway approach. 

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

They both seemed fine with the wait and see approach.  

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

You may want to confirm this approach with a tax professional for added clarity.

Others may be able to assist with the Indianapolis specific regulations but most investors focus solely on cost when qualifying and selecting their contractors  but that’s a short sighted approach.