If brokers and agents followed the bpo companies rules values would not be influenced at all.Having said that there are brokers/agents who get kicked out of BPO companies for this very practice.Most companies have an electronic signature form that we have to sign before submitting the finished BPO online.It says in a nutshell that we have not talked to,taken comps,relied upon ANY investor,contact,seller information etc. to influence our value and that we have inspected the property and pulled the comps ourselves.BPO companies (mills) are really tightening down the standards as they are competing against other mills for large institutional orders.The local to regional banks use brokers/agents more on a direct basis than the national banks that farm most bpo's out.

If anything, I'd suspect it will be loosened, not tightened, since so many people are in the same situation.

What I find interesting is that the economy is in the tank and all the government comes up with is ways to tighten controls without making a way for jobs to be created.Tightening credit is a poor way of encouraging existing or new business to take on risk.

What happens in seller financed deals...people lose their job, they move for a new job, the die, they get divorced, they take bankruptcy, they have other family members move in with them that strains them financially, the get sued, they become incapacitated and so on....

Every year, new strains of the flu are identified and the most common are addressed by that year's flu vaccine.

What I have found is a very, verry, verrry recent case that you might want to watch as it unfolds.http://www.boston.com/yourtown/news/melrose/2009/10/ag_coakley_cracks_down_on_melr.htmlIn this case the landlord told the section 8 client that she/he did not want to deal with the Section 8 program and the governments response was "We are facing critical housing needs in the Commonwealth and the strain on those needing rental or transitional housing assistance is particularly great,'' said Coakley.

Here is a quick article I found with very basic info about Nevada llcs, http://beginnersinvest.about.com/od/holdingmethods/a/Nevada-LLC.htmI have no relation to this site and dont know when it was written, as i believed they have tightened up the regulations regarding listing owners/members of the llc for newly filed llcs, however i am not too sure about anything having to do with such llcs, and its hard to find much info regarding such llcs, i have purchased an established llc, but haven't transferred anything into it yet, my Arizona lawyer is reviewing all this to make sure this is the best way for me to go, plus I dont want to move my assets at this time, I feel it would make me look like I'm trying to hide something since I have pending cases, this is being done for the future.IMO any lawyer that is paid enough can figure out any thing they want regarding llcs, regarding the assets in the llc and who owns it and such, I'm just trying to make that info harder to obtain, my biggest problem I'm dealing with had nothing to do with my real estate, and i feel if they hadn't seen my name on my public tax records the lawyers wouldn't want to come after me, because they wouldn't of looked into me enough to find my out of state llc, and they would of been more likely to settle with my insurance company

Tighten it, no more leaks.

FYI, the house was purchased while the market was bottoming so if renting to family doesn't work, we are in a good position to rent or sell without strain (at least without financial strain).I appreciate the feedback!!!

To reduce any issues and problem tenants, tighten your screening processes.