First, if you qualify for a Roth and are okay with volitility and no guarantees, take it, just watch out for mutual fund or management fees as that 1-2% you pay annually gets you nothing.

I foresee us being stopped dead in our tracks due to mutual insufficient credit scores in the near-future and the inability to perform a cash out.Any input would be much appreciated.

Does This seem like a Fair Partnership Very Very Rough Draft WHEREAS, Party 1 and Party 2 (collectively referred to as "Partners") desire to enter into a partnership for the purpose of jointly owning and managing real estate properties;NOW, THEREFORE, in consideration of the mutual covenants contained herein, the Partners agree as follows:1.

There’s really so many options it’s hard to know what is the most beneficial.

I'm on a continuous journey to expand my knowledge in this field and am keen on leveraging my background in finance and real estate investment to contribute to mutual growth.

I don't think NEM2 is available any more so forwarding credits is much less beneficial.

Hey Josh, Given that you purchase 1-2 properties per year it may be beneficial to get your real estate license.

Your mentor has needs; try to meet them and develop a mutually beneficial relationship.A mentor can benefit your growth, but it's not as simple as one post on a forum full of strangers.

about 5 years ago, i completely withdrew my 401k to invest in real estate.I have no regrets.I paid the income tax and 10% penalty.The withdrawal allowed me to invest in real estate earlier and get real estate investment knowledge faster.The appreciation and cash-flow that I received from the rentals > 10% penalty, income taxes paid, appreciation that would have grown in limited selection of mutual funds.I now have complete control of the funds.Best of luck in your decision.

This can build equity and potentially increase rental income through property appreciation.Another option is to sell one or more properties to free up equity and reduce mortgage debt, which can be useful for reinvesting or diversifying investments.refinancing one or more properties to lower monthly mortgage payments and increase cash flow could also be beneficial, especially if interest rates have decreased.the best course of action depends on the clients financial goals and risk tolerance