Fewer lenders in that space will do 5+, but the ones that do only require it to cash flow a 1.2 DSCR, decent credit, and a healthy market.

I- Hard money lenders - as i grow into this space would love have contacts in this area and look forward to working together.I am new to it all and look forward to connecting with anyone who was once where i was.

Before you move ahead is there a particular reason why having this commercial space is important to the project or are you building this design because that's what the zoning requires?

Don’t copy their design make your own but look at styles that work, what can you do that makes you special, can you do a theme that will stand out? 

Sounds like you have some skills in that space. 

I’m new here but eager to learn, share insights, and grow in this space.

Our track record of over 36% IRR to our investors is hard to match in this industry or any other (and that includes two recessions, unlike most of the currently active syndicators in our space).

Sure one unit may have more occupants than the other, etc. but this is quite simply the simplest way and quite arguably the fairest way because of the issues with rubs above ; ESPECIALLY when this understood by the Tenant before moving in -- instead of focusing on utilities for the individual (RUBS) you are focusing on utilities for the space.

I take an outdated home and modernize it in good neighborhoods with great schools.

Over the years, I have 1) invested heavily in education (underwriting, financing, market analysis, asset management, identifying macro/micro trends per market, etc), and 2) developed strong relationships with a network of accredited investors who are interested in diversifying and jumping into the multifamily space.