One approach that worked well for me is to define the income level I need to have in retirement.  

You need to focus on the positives of seller financed deals (for the seller) earning interest, being able to have it sold fast etc. you need to find what their motivation level is.

The fact of the matter is, in Miama Florida, $30,000 is probably still considered below the poverty level. I

@Adam Moehn  I like your layout as well, it at least leves some glimmer of hope for me to try out investing while still tackling the items that need to be handled.

There are approaches to getting into a property for under 20% down but they have to be executed on an individual level...I can't just hand you a contact unfortunately because all of the folks I work with work at a local level.

I only mail to out of state AO's.

I am pretty handy to a certain level. I

@Nick Fitzpatrick In my opinion, the state level is too broad to look at.

As I'm investigating other markets to buy in, I am finding some multifamilies (typically 4plexes) where it appears the first floor must be a couple feet underground, based on the fact that the first floor windows are at grade level. I

It is called you brain.If you are going to be buying multi million dollar projects around the country then using software and analysis from companies that provide it on a very high level is appropriate.If you are working in your own market get out there an learn the market.