I have been in real estate for over 16 years and have never heard of a lender calling a loan due because you placed it into your LLC.

But then because they have established such credibility, they can easily buy now with great rate and terms from lenders because they have the track history. 

I will have a contractor do most of the work from now on Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Does anyone have recommendations for HELOC lenders?

Because, the lender is entitled to know what risk they are taking with their money.That being said, on seller financing, if someone gets sued and loses, the lien/judgement can be filed at the county, (it's not automatic, someone has to prepare and send the paperwork) which the bureaus will pick it up on producing a credit report.

Hi All,Does anyone have any recommendations and experience for DSCR lenders in Lafayette, LA or southern Louisiana?

They have links for lenders.

You can shop 10 or 20 lenders in a weeks time, find out what products they offer, what rates, what overlays and qualifications they each have for you....

Try a different lender?

I know of a lender that offers a 0% down, owner-occupant conventional loan that is a fantastic option for househacking.