Just do it, tell them to send you some gift cards for the inconvenience lol otherwise they might have to call your note if its in their legal reach. 

It is very hard for the average person to understand and keep track of the nuances of lending since guidelines, rates, leverage, change very often. 

If your lender is only working with a "list of qualified contractors" thats against the 203k guidelines and a huge red flag. 

If you DM me the address I can review it to see if it meets the rural guidelines for no LTV hit. 

That means a lot more time and money will be spent by the owner doing an ejectment rather than a simple eviction.Seek professional legal advice before moving forward with any of the above.Hope this helps. 

Is it the Wisconsin Legal Blank state one?

This waiting period helps ensure that the loan meets their guidelines and reduces risk for the lender.

@Todd Kozak can't use a PO Box for legal address, only for mailing address.

We hired an attorney and paid another $5,000 for legal advice.

I’ve used ChatGPT to draft both, but I’d appreciate any advice on how to ensure these contracts are legally sound and ready to use with sellers and buyers.Thank you for your time and guidance!